Linda from ‘What are they doing it for?’ about her financial choices

Not everyone likes to be open about your finances, why do you do that?
” We think it’s important to communicate openly on such topics. We were actually asked, I was contacted via Instagram. My first reaction was: Well no thank you. But then I said it to my husband Peter in the evening and he said, ‘why did you say no right away?’

Then we had a phone call and then we decided to join What are they doing it for? Only then did I really think about whether I would share our economy with the whole of the Netherlands. My husband runs a driving school. We have always worked hard and we come from ordinary families. We were very inspired by our own search for more openness about finances with third parties and through courses. øre How to increase your finances and how to create more financial space.

‘In the Netherlands it is quite taboo to talk about one’s economy’

And just because people started talking about their finances, we thought: oh, it’s possible! Talking about your finances is taboo in the Netherlands. We are working to break that. “

What comes in per month and are you happy with your income?
” We are certainly satisfied, and at the same time we also want to grow to more. Not so much because we want more for ourselves. If we have more money, we can give more away. And we have more time to do things that we find fun and important in life. Like more time for charity and for the church. Financial freedom allows us to do what our heart tells us to do. I think it’s an important difference to get rich to get rich.

There is now about 5400 € coming in per month. We get that from the business – it’s our common income – and we have an investment property that we invest in. We often go into balance at the end of the month. We save a lot in the long run, but there are also many costs associated with it. We are a large family with two mortgages, insurance and so on. ”

Do you long for financial freedom?
It’s not because we do not want to work anymore, we both love our jobs. But if we want to be more active as volunteers, we have less time for our jobs. It is always looking for that balance between time and money. The more money you have, the more time you have left to do what you want to do. ”

Are you a saver or one user
” I’m more of a saver. I divide all the money into pots at the beginning of the month. That way, I never fall short. We have a jar for clothes, excursions, gasoline, etc. Last week I was shopping with my daughters and then I know I can spend money. And I can do that well! I know what comes in and out because I have an overview of our finances, rarely experience stress around money.

‘What you spend your money on is your heart’

We spend relatively much money on vacations and excursions. There is a statement: what you spend your money on is your heart† Our hearts go out to charity, we spend relatively much on them and on our family. I think that shows where our priority is. “

What is the most important piece of advice you give your children about money?
Our oldest can already save a lot and has recently purchased the latest iPhone. She is very proud of that. When I walk through the store with the kids, they want everything. Then I ask; do you really want it? Because then you have to buy it for your own money. They receive pocket money so they learn to spend money themselves and think about it.

Ultimately, it has everything to do with the values ​​you have in economics. With adults on a large scale, then, should I use it on a designer outfit, a car, or a vacation for example? And with kids, this is: do I want to spend it on candy, and then it’s gone, or do I need to spend it on something I can play with longer? I try to get the kids to think about it themselves.

We also involve the children in the choices we have to make. For example, when booking a holiday home. Do we go after the house with or without pool? We want to give them an insight into our thoughts on this. I think that is very instructive for them. ”

Are you aware of ‘the little ones’?
” When we leave for a day, we get treats in the supermarket, and then we get some chips in the evening. I enjoy it when I have bought six muffins for three euros in the supermarket, and later see that a muffin costs three euros in Efteling. “

You are a mother of four and you have a career, how do you maintain balance?
“In general, I feel in balance. I always start my day early and wake up no later than 06.00. I like to read and write down my goals for the day. I set these goals for both my work and private life. I always prepare the lunch boxes before the kids are awake, because when they are awake I just want to be there for them.

I am a proactive mom and looking forward to it. I think that really helps. Unexpected things always happen. Tuesday is always grandpa and grandma day, but yesterday my aunt died. Then I sit a little with my hands in my hair because I had to fix a lot. I believe in the 80-20 rule. This means: If you have arranged 80 percent of your agenda well, you can organize 20 percent flexibly. “

Have you ever considered being at home with the kids full time?
” I love my job and working with people. I know I feel better about myself when I also work outside the home. I fluctuate during the hours I work. When the girls were younger, I worked less than now. They should never be in day care. For each period, I look at what fits well and what makes sense. The family is always in the forefront. In the end, they always go for work and career. ”

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