I would like to become a freelancer, but where do I start? – Radar

No, again arguing about those vacations. That Pieter-Jan must necessarily have time off for the first three weeks of the summer holidays does not have to be your problem, does it? And after the endless error message with the reception about when the office is open, you are done with it. If only you could decide for yourself when you worked. surprise, there can. Radar is here with the best tips to get started as your own boss as soon as possible.

First, why should you become self-employed or a freelancer? A study by Statistics Denmark and TNO showed that independent entrepreneurs mainly choose this role because they are looking for a new challenge. They also like that they can decide for themselves how much and when they work. As a freelancer, you also choose your own clients. Stop arguing with annoying customers.

Prepare well

In the morning you wake up in paid employment and in the afternoon you sit ‘between jobs’ at the table at the Chamber of Commerce (KVK). You do not yet have answers to nine out of ten questions that are asked of you, and the company name is also still uncertain. You leave the building with red cheeks, what a blunder!

When it comes to becoming a freelancer, it is wise to prepare well and read for yourself, because here it is certainly true that haste is rarely good. Take the time to thoroughly research what it means to start your own business. The ‘zzp’ comes with a big mountain of responsibility.

  1. Your disability and liability insurance no longer runs through your employer, so you have to arrange it yourself. You also need to make a plan for your pension because you are no longer building it up automatically. There are many more insurances that may make sense to take out, the Chamber of Commerce lists them for you.
  2. Most entrepreneurs pay annual income tax and a contribution to the Health Insurance Act. This equates to about 35% of your winnings. You also pay VAT every quarter. You charge this VAT to your customer or customer on top of your hourly rate. You set aside these 9% or 21% and pay them to the tax authorities at the end of the quarter. NB! Tax rates may vary from sector to sector.
  3. Determine an hourly rate in advance. Look at what the competitors are asking for, but also look at your own financial situation. How much do you need to pay for your regular expenses and support yourself? This tool can help you determine this rate.
  4. To have a good and clear plan in mind, you can write a business plan. In it, you examine how your business will be successful, what legal form you choose, what the future of your business looks like, and what your market position is. You also think about your company name. A detailed explanation can be found at the Chamber of Commerce. With this plan, you should have all the information you need when taking the step to the Chamber of Commerce.

Register in the Chamber of Commerce

If you can describe yourself as a freelance guru, it’s time to make a deal with the Chamber of Commerce. For this you fill out a registration form online, the agreement itself is in place. Be aware of whether you can still meet the hourly criterion of 1,225 hours in the calendar year in question, so that you can also make use of entrepreneurial benefits such as the starter allowance. Otherwise, it may be smart to plan the deal before January.

The registration of a sole proprietorship costs EUR 51.95 once. By the agreement itself, an employee from the Chamber of Commerce will check your proof of identity and you will pitch your business plan. This does not have to be a three-hour presentation supported by fifteen charts, but shows that you have thought carefully about your business. Your company will then be officially registered (if all goes well) and you will receive a Chamber of Commerce number. Within two weeks, you will receive a letter from the tax authorities with your VAT number and VAT number.

  • Have you not chosen a sole proprietorship as a legal form, but a BV? Then your registration will work differently. A notary takes care of that. Here you pay in addition to the 51.95 euros, so also the cost of the notary. These can go up to 1,000 euros.

Get control of your administration

According to many entrepreneurs, the administration is the least fun of being self-employed. However, it is very important to have these in order. Besides being legally obligated to do so, it is also nice for yourself to have a clear picture of how your company’s finances are doing. You can outsource this administration to an accountant or, if you yourself have some basic knowledge of administration, you can use an accounting program.

To keep your personal and business finances separate, it is also helpful to calculate a corporate bank account. This way, you can see all your business income and expenses in an instant.

Do you expect your turnover to remain below 20,000 euros? Then consider applying for the Small Business Scheme (KOR). This gives you VAT exemption. It saves work as you no longer have to file your quarterly tax return. Do not confuse this with income tax, you still have to pay this. A disadvantage of KOR is that you can no longer deduct VAT from investments and business costs.


Your company is registered, your insurances are taken out, your administration is in order and you have just received your first assignment. Now the fun work can begin.

Source: Chamber of Commerce, Ik Ga Starten, Skat

Leave a Comment